A dummy's guide to get the best price for your car.

Ways on how consumers can maximise benefits.

You are charged the same premium and also enjoy continuity benefits

What can households do with the old Rs 500 and Rs 1,000 notes? How can they find Rs 100 and smaller denominations?

While the acceptance of cards, mobile wallets and banking apps is increasing, only 10 per cent of transactions take place through them.

In the next few days, use credit/debit cards wherever possible or download your bank's mobile banking app or a mobile wallet.

With debit cards of 5 banks compromised, time to be very cautious while transacting. If possible, avoid non-bank ATMs.

IRDA's condition that treatment under AYUSH has to be at a government hospital or an institute recognised by the government makes insurance cover difficult.

Frequent balance transfer in search of a lower rate can be tricky for borrowers, if property prices fall

About 70 per cent of ATMs in India are running on outdated operating systems, which makes it easier for fraudsters to crack them

A mobile wallet may offer discounts but allows transactions of limited amounts. And, while a bank app or internet account allows larger transactions, it might be less convenient

Here's how to get high returns from equities...

Private players offer convenience for slightly higher rental than banks.

If the view is that rupee will depreciate, hedge your exposure by using forward cover

If RBI's recommendations are finalised, it will give more teeth to the existing fair practice code

Expect premiums to go up or introduction of a co-pay option for third-party damage

Rather than one-year returns, look at benefits of long-term investment in equity.

Even if you don't come in the filing bracket, it is the only way to claim refunds, get visa to some countries.

The department gets data of high-value transactions under the Annual Information Return.

For customers who have time at hand, trains could be a much-better option.